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People who move to Berlin face a strange problem after they arrive. They need a bank account to get an apartment, an apartment to register their address , and a registered address to get a bank account. Fortunately, there are banks that let you open an account without this document. N26 is an online bank with no monthly fees. It is often recommended by expats because you can open an account before doing your Anmeldung 1 , 2 , 3 , 4. In this thread , people confirm that they opened an N26 account without an official address in Berlin.

Since N26 is an online bank, you can only open an account through their mobile app. If your country is in this list , you can open an N26 account without doing your Anmeldung.

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N26 needs an address to send your credit card to, but you can use any address in Germany. Some people have used their work address 1. Review: An honest review of N Website: n Comdirect is another online bank that lets you create an account without an Anmeldung 1. It uses PostIdent to validate your documents. It has slightly higher fees than N26, but it also offers more services. If you need a broker account or similar options, then it might be a better option. Review: An overview of German banks and their fees.

How to Open a ComDirect Bank Account?

Website: comdirect. Deutsche Bank is a popular bank among international students, because it offers a blocking account Sperrkonto 1 , 2 and does not require an Anmeldung 1 , 2. If you are applying for a student visa, Deutsche Bank is your best option. Website: deutsche-bank. There are some reports of people opening a Sparkasse account without an Anmeldung 1 , 2 , 3 , 4.

Sparkasse is a well-established bank with the largest ATM network in Germany. Website: berliner-sparkasse. I simply went to a branch and asked to open an account. I had to show electric bills from my apartment in Canada to open the account, but I never needed to prove that I had an address in Germany.

Commerzbank is a good old-fashioned bank with a large portfolio of services, and many branch locations, but they charge steep fees for everything. I closed my Commerzbank account for that reason. Other people have opened Commerzbank accounts without an Anmeldung 1 , 2.

Letzte Beiträge

Website: commerzbank. Unfortunately, they reportedly refuse foreign customers with no credit history in Germany. Website: dkb. Just like N26 and DKB, it has no monthly fees and free withdrawals. Transferwise and Monese also let you open an account without an Anmeldung. We will periodically update this article with more banks as we learn about them.


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We don't sell recommendations or write reviews for money. Florin August 28th, Thank you for the guide! I just moved to Berlin. The process was very easy: 1. Download the app. Complete all the information.

Legitimating at the ING Germany ► Help for your account opening ✅

Postbank Application Form — Print Application. You will generate such a PDF document. Postbank Application Form — Sample. Go to any nearest DeutschePost post office or Postbank Center. To find out the center which is closest to you, click Postoffice Finder. You will be showed on the map the Postoffice branches closest to you. Sign the application form in front of the Clerk at Postoffice. He will check the details on the application form with the details on the details on your passport and verify the signature. Then he will send the application form to the required address free of charge.

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Legitimating at the ING Germany

You must proceed your writing. Your email address will not be published. This site uses Akismet to reduce spam. Learn how your comment data is processed. Open a free German bank account with free MasterCard. See the list of the best bank account promotional offers and deals in Germany. Read more.

POSTIDENT durch Videochat per App – mobile Legitimationsprüfung

A simple step-by-step guide on how to open a bank account in Germany. Open an online Germany bank account and documents required to open a German Bank account. Applying for a student Visa, au pair or Jobseekers Visa? You need a blocked account. Guide with a comparison between Fintiba, X-patrio or Deutsche Bank blocked account and process what is a blocked account and how to open a student blocked account from your home country.

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